Fremont Creditor Harassment Attorney
Understanding Your Rights Against Debt Collection Harassment
As a debtor, you have the right to be treated fairly by debt collectors and agencies that are attempting to collect a debt. Whether you truly owe this debt does not matter when it comes to creditor harassment and abuse; what matters is that these collection agencies must be held accountable for the wrongful and abusive actions they have engaged in.
In order to collect on a debt, many debt collectors will go to extreme levels to secure this money from an alleged debtor. They know that many debt collectors within the debt collection industry engage in these unfair practices, and they continue to do so because they believe that you do not know your rights. As a skilled collections defense law firm, we are dedicated to helping you understand more about your rights and to protect you from unfair collection practices. With the assistance of a Fremont collection harassment lawyer, you can fight to ensure that these debt collectors do not engage in these practices again.
Wilcox Law Firm, P.C. has over 20 years of experience and truly understands what you should do if you are being abused and harassed by creditors. We can show you the proper steps to take to help your case, in addition to informing you on how to stop creditor harassment.
Once you have reported collection abuse to our office, we will work day in and day out to prove that these collection agencies or creditors are breaking the law in their efforts. We will not require any attorney fees up front because we will fight to hold these companies accountable for these fees - it is their fault that you are in this situation in the first place.
Collection Harassment Lawyer in Fremont
Our law firm has extensive experience in handling all types of collections harassment and creditor abuse cases, and we can answer all of your common questions about this topic. We can inform you on the right time to contact an attorney, in addition to helping you find out if you can sue a debt collector. We will also provide you with information on actions that debt collectors are prohibited from doing under the Fair Debt Collection Practices Act of 1978.
Under this statute, debt collectors may not engage in the following activities:
- Call you at your place of employment if it is prohibited by your employer;
- Call you at "unusual" hours;
- Contact anyone besides for you in regards to your debt;
- Threaten to share the information of your debt;
- Use profane or abusive language;
- Use any deceptive tactic, such as hiding their identity; or
- Threaten with a lawsuit or wage garnishment.
If you have been the victim of an unfair practice such as one named above, do not hesitate to call our Fremont collection harassment attorney. Our legal team is truly dedicated to helping you through this difficult situation. We know that having an overwhelming amount of debt may be stressful enough.
Having to deal with constant creditor calls on top of this can have catastrophic consequences. Be sure to involve our law firm right away in regards to your creditor harassment or collection agency abuse case. By choosing to involve our legal team, you are choosing to work with a law firm that has an impressive track record. Let us make your case our next success story - call today!
Resources in Fremont
Contact a Fremont collection harassment attorney from our law firm today to find out how our team can help protect your rights.