Santa Clara Collection Harassment Attorney
Protecting Consumers from Unfair Collection Practices in Santa Clara
If you are one of the thousands of individuals struggling with an overwhelming
amount of debt in our state, then you understand the difficult nature
of having to deal with constant creditor calls. You may receive a call
every morning from the same creditor who is constantly harassing you to
pay your debts. You may even be called by past creditors that are telling
you that you still owe a debt, even when your debt has been cleared. No
matter what these debt collectors may be telling you, you have rights
to protect yourself from the unfair practices that they often engage in
to get a debtor to pay a debt. The
first step to protect yourself from these practices is to
report the collection abuse to your local Santa Clara collection harassment lawyer.
Under the Fair Debt Collection Practices Act, you have rights as a debtor
to protect yourself from
creditor harassment and
abuse by debt collectors. Debt collectors, under this law, are prohibited from making annoying
or abusive phone calls, using profane language, contacting you without
disclosing their identity or the purpose of the phone call, threatening
to take out a lawsuit against you, threatening with wage garnishment,
or contacting any person in regards to your debt besides you. They are
also forbidden from calling at certain times, calling at work if your
employer prohibits it, or even calling you after you have begun working
with a Santa Clara
creditor harassment attorney. Furthermore, these debt collectors are not supposed to contact
you if you have given them written notice saying that you will not pay
the debt and that they must cease communication.
Collection Harassment Lawyer in Santa Clara, CA
It is very important to understand what
your rights are in a situation such as this. At our law firm, we realize how difficult
and emotionally upsetting it can be to face a high-pressure situation
involving constant calls and possibly home visits by debt collectors.
No matter how much money you owe to a collections agency, our law firm
is ready to assist you in the protection of your rights. We will help
you fight back and hold this collections agency accountable for their
actions or for the actions of a debt collector on their staff. You should
not have to live with the constant worry of when the next collections
call will come; our firm will fight to make sure of this.
With over 20 years of experience in this unique area of the law, our law
firm is dedicated to finding the best possible solution for all clients.
If we are able to prove that a debt collector's actions were unlawful,
we will be able to hold them accountable to pay for any legal fees, which
means you do not pay us anything up front. We will thoroughly examine
your case and talk to these
debt collection agencies to see if a violation of your rights has occurred, and if we can find
this to be true, you may find relief sooner than you think! Our main goal
and priority is to ensure that your rights are protected, as we want nothing
more than to give you the relief of knowing that an abusive debt collector
will no longer be contacting you on a regular basis. Call our law firm
right away to obtain a consultation of your case and to find out more
about how we can help you.
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Contact a Santa Clara collection harassment attorney
at our firm today for an evaluation of your case.