San Jose Collection Abuse Lawyer
Have you ever attempted to speak to a bill collector to explain your situation
only to be told you are probably lying or that your credit record will
be ruined if you don't pay up? If you have been threatened or insulted
by a bill collector you need to know what your legal rights are and the
steps you can take to end such abuse. To learn what
your rights are you should call for a free consultation with a San Jose creditor harassment
attorney at Wilcox Law Firm, P.C. We are dedicated to helping people who
have been threatened or abused by collection agencies and credit card
companies. We will explain your legal rights to protection as established
by the Fair Debt Collections Practices Act. We can assist you in reporting
such abuses, taking effective action to stop them and even seek financial
compensation for serious violations of the FDCPA.
It is illegal for a collection agency to do or say certain things in their
attempt to collect past due debts. Making any kind of personal threat
or disparaging comments about your character, your family or your reputation
are illegal and are actionable under the FDCPA. You have the right to
request in writing that all such calls be stopped and that, too, is actionable
if not complied with.
Collection Abuse Attorney in San Jose
Other types of abuse that are illegal include:
- Threats of being arrested or going to jail
- Threats your wages or bank accounts may be garnished or seized before any
proper lawsuit is filed
- Threats to contact your employer, other family members or friends in an
attempt to collect your debt
You do not have to put up with abuses such as these. When you meet with
us for your free consultation, we will ask you for details on any such
abusive treatment. If you wish to pursue legal action against any such
abusive collection agency, we can represent you and help you with such a claim.
Contact a San Jose Collection Abuse Lawyer
to learn your rights to protection from abusive and threatening collection
calls. You may be entitled to receive financial compensation.