Should I Sue a Debt Collector?

San Jose Collection Abuse Lawyer

Determining whether to sue a debt collector for violating the Fair Debt Collection Practices Act (FDCPA) is something that should be done with an experienced collection harassment attorney. It is important to know what your rights are if you feel you have been treated unfairly, or unlawfully threatened abused or harassed. In talking with an attorney you can get to the bottom of what happened, and what you might be able to do about it.

The federal FDCPA and California FDCPA govern how debt collectors are allowed to attempt to collect a debt. Debt collectors are specifically prohibited from making any false threats, from using any obscene or abusive language, or from giving you false information about your rights, among other things.

If you feel you have been treated unfairly or unlawfully threatened by a creditor or debt collector and wish to learn more about your rights you can contact San Jose collection abuse lawyer Ronald Wilcox. Our office is dedicated to protecting people from collection agency abuse and we can help decide whether or not you should sue, or what other action you should take.

Collection Abuse Attorney in San Jose

Under the law a debt collector is not allowed to do any of the following:

  • Use any obscene or abusive language
  • Become upset, angry or threatening to you in any way
  • Threaten to call your family, friends or employer in an effort to get you to pay a debt
  • Threaten to have you arrested or be put in jail
  • Threaten or accuse you of breaking the law
  • Falsely claim you are guilty of a crime

If you need to decide what to do about a creditor or debt collector's abuse, call San Jose collection harassment attorney Ronald Wilcox. We can discuss the matter with you personally, help you better understand your rights, and help you decide what action to take against the debt collector.

Contact a San Jose Collection Abuse Lawyer if you need to decide what to do about a creditor or a debt collector's harassment.